When a fire, a storm, or a burst pipe turns your house upside down, a hotel room with a mini fridge gets old fast. You need a kitchen, a washer, a quiet place to sleep, and room to breathe while the repairs get done.
Our tiny home is furnished and ready to live in, on open farmland just outside Waxahachie. For families with an approved insurance claim, we offer stays of 30 days or more.
At a glance
- Long stays
- 30 days or more, for families with written temporary-housing approval from their insurer
- Just a few nights?
- Book on VRBO or Airbnb like any other guest
- Sleeps
- Up to 7; most comfortable for 1 to 4 on a long stay
- The basics
- Full kitchen, washer and dryer, fast WiFi, free parking
- Pets
- Welcome with prior approval
How it works
- Get temporary housing approved. Ask your adjuster about Additional Living Expenses (ALE), sometimes called loss of use coverage. It pays reasonable housing costs above your normal living costs while your home can't be lived in. Limits and time periods depend on your policy.
- Send us your dates and paperwork. Use our booking form, choose "Insurance temporary housing," and put your claim details in the message.
- We confirm with your insurer, then hold your dates.
- Sign the stay agreement and move in.
What we need from you
- Your claim number and insurance company
- Your adjuster's or housing coordinator's name, phone, and email
- Written approval for temporary housing (an ALE or loss of use approval), or a placement from your insurer's housing company
- Your estimated repair timeline
- The names of everyone staying, and any pets
Whether your insurance pays us directly, books through a housing company, or reimburses you, we just need the approval in writing before we confirm a long stay.
What's here
Cook real meals
A full kitchen with stainless appliances and a farmhouse sink. Back to your own cooking, and your own grocery budget.
Wash at home
A full-size washer and dryer in the house. No laundromat runs with a basket of everything you own.
Room for the family
A queen bed on the main floor with the bathroom right off it, two queen air mattresses in the loft up a wooden staircase, and a sofa that sleeps one.
Somewhere to exhale
It's extremely quiet out here. A covered porch faces open farmland, and the sunsets help.
Feels like home
Quiet mini-split heat and air, an LED fireplace, a smart TV, and fast WiFi for work and school.
Simple from day one
Self check-in with a lockbox, free parking at your door, and pets welcome with approval and a small pet fee.
Everyday life nearby
- Groceries: H-E-B, 800 US-77, about 8 minutes away, open 6 a.m. to 11 p.m.
- Delivery: UberEats and DoorDash deliver to the house.
- Town: downtown Waxahachie is about 8 minutes away; Dallas is about 35 minutes up I-35E.
- Health care: Baylor Scott & White Medical Center - Waxahachie, with a 24-hour emergency department, is about 10 minutes away.
- For your pets: Wags-a-hachie Dog Park is about 9 minutes away. Vets, boarding, and daycare are in our pet guide.
- Food when you don't want to cook: see our where to eat guide.
Is it right for your family?
- It's a tiny home, about 400 square feet. Cozy for 1 to 4 people for a month or more; tight for a bigger family.
- It's in the country. You'll drive for errands and school.
- Quiet, not silent. A freight train runs on the far line now and then.
- We live on the property. You get the whole tiny home and your privacy, plus hosts close by if something breaks.
For adjusters and housing coordinators
Placing a family? The tiny home is detached and fully furnished near Waxahachie, TX; see what's here and our long-stay policy. Two things coordinators usually ask: stays of 30 or more consecutive days are exempt from Texas hotel occupancy tax, and we share the exact address once a stay is confirmed.
Send placement requests through our booking form and choose "Insurance temporary housing."
Our long-stay policy
- Insurance-approved only. Stays of 30 days or more are only for families with written temporary-housing approval from their insurance company, and we verify it before confirming.
- Set dates, in writing. Every long stay has a written agreement with a move-in and move-out date. An extension needs updated approval from your insurer.
- House rules: up to 7 overnight guests, no parties or outside visitors, and quiet hours from 10 p.m. to 7 a.m.
We're sorry you're dealing with this. If we can make the in-between a little easier, we'd be glad to.
Questions we get
Does homeowners insurance pay for temporary housing in Texas?
Many homeowners policies include Additional Living Expenses (ALE), also called loss of use coverage. It pays reasonable extra living costs, like temporary housing, while your home can't be lived in. Limits and time periods depend on your policy, so ask your adjuster.
How long can we stay?
Stays of 30 days or more are for families whose insurance company has approved temporary housing in writing. Your dates go in a written agreement, and an extension needs updated approval from your insurer.
What paperwork do you need?
Your claim number and insurance company, your adjuster's or housing coordinator's contact information, written approval for temporary housing (or a placement from your insurer's housing company), your estimated repair timeline, and the names of everyone staying.
Can my insurance company or its housing provider book for us?
Yes. We're happy to work with your adjuster or your insurer's housing company. Whether they pay us directly or reimburse you, we need the approval in writing before we confirm a long stay.
Can we stay a few nights before our claim is approved?
Yes. Book a short stay on VRBO or Airbnb like any other guest. Stays of 30 days or more need your insurer's written approval.
Is the tiny home furnished?
Yes. It has a full kitchen, a full-size washer and dryer, a queen bed on the main floor, two queen air mattresses in the loft, a sofa that sleeps one, fast WiFi, and heat and air conditioning. Bring your clothes and you're set.
Can we bring our pets?
Yes, with prior approval and a small pet fee. Tell us about your pets when you send your paperwork.
How many people can stay?
Up to 7 overnight guests. For a stay of a month or more, it's most comfortable for 1 to 4 people.
Do we pay hotel tax on a long stay?
Texas exempts guests who stay 30 or more consecutive days from hotel occupancy tax. Tell us in writing before your stay and you're exempt from day one; otherwise the exemption starts after day 30.